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Paying for healthcare
is now easier than ever

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with a health reimbursement
arrangement, or HRA.

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What is an HRA?

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An HRA is an employer-funded
account that you can use to pay

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for eligible out-of-pocket
healthcare expenses

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like medical, dental, vision

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and other health expenses you
would normally have to pay

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for with your own
personal funds.

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You can use these funds to pay
for any eligible medical expense

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for you, your spouse, or
your eligible dependents.

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Plus, it's easy to use.

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Your employer will
contribute to your HRA.

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The funds deposited into the
HRA are not considered part

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of your income and therefore
are not subject to FICA,

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worker's compensation,
or income-tax.

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Use your HRA to cover hundreds
of eligible healthcare expenses.

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And remember to save
your receipts just

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in case you need them later.

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The Optum Financial mobile app
is a secure, interactive way

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for you to access your
information on the go.

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You can view account
information, enter a new claim,

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and even take a photo of your
receipt with your mobile device

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and upload it directly
to your account.

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With convenient payment options,
online account features,

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health tools, mobile technology,
and expert customer service,

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the health reimbursement
arrangement may be a better way

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to pay for healthcare.