Higher HSA contribution limits for 2026
Have you heard? The IRS raised HSA contribution limits for 2026. Individuals can now contribute $4,400 and families can contribute $8,750. It's a smart, simple way to save on health costs today while helping your money grow for health care spending tomorrow.
Take charge of your health care costs
Browse our resources and see how an Optum Financial health account can help you.
Qualifying medical expenses
Use your health account funds on all kinds of everyday medical items.
Save on health costs and taxes
Contribute the maximum to your HSA each year for maximum tax benefits.
Uploading a receipt is easy
Learn to submit a medical expense receipt online in this short video.
Resources
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Health savings accounts (HSAs)
An HSA allows you to save money for qualified medical expenses. Find out how to open one and invest in your future today.
Health reimbursement arrangements (HRAs)
An HRA is an employer-funded, tax-free account that helps employees pay for eligible health care expenses like copays and prescriptions.